Free Shipping on Equipment & Parts orders over $99.99!* Click for Restrictions
You are here: Home > About/Help > Financing

The Equipment You Need… The Affordable Monthly Payment You Want

Southeastern has proudly partnered with APPROVE, to bring you a smarter, easier equipment financing experience!

Now, instead of being limited to one lender, we’re leveraging APPROVE’s network of the nation’s top lenders. Your application will be matched with the lenders in the network which are most likely to approve your application and offer the lowest finance rates.

Here’s how it works:

1. Click on the Finance button next to the product to apply online in about 60 seconds, or contact us for financing info.

2. Your 60-second application will be matched with the ideal lenders in APPROVE’s lending network.

(You’ll have one point of contact at APPROVE - you will not be contacted or marketed to by any lenders!)

3. You may receive multiple offers from up to 3 competing lenders - choose the best one!

4. We'll ship your equipment and you can get to work.

FAQ: Can individuals apply for financing?

Since APPROVE specializes in commercial equipment finance, individuals are not able to apply for financing. Whether a business is a sole prop, LLC, Corporation or Partnership and whether it is a startup or has been around for decades, APPROVE’s powerful lender network is built to meet every type of business financing need. Individuals have the option to seek a personal loan from their personal bank, pay with a credit card, wire transfer, PayPal, or check.

Is financing offered in my country?

While APPROVE will likely expand to include International coverage, currently APPROVE’s services are only available in the United States.

Is it a hard pull on credit? Will my credit be affected since there are so many lenders?

APPROVE has lenders that cover a wide spectrum of credit profiles. For example, some lenders in the Prime Credit space typically only run a soft credit pull, while lenders supporting the Subprime Credit space may run a hard credit pull. However, the hard pull process for equipment financing is similar to buying a car in that the dealership may shop lenders for the best rates. The multiple credit pulls are associated with the single purchase and are aggregated together, which results in minimal if any impact on FICO scores.

Is there a minimum loan amount?

APPROVE’s minimum loan amount is $2,000.00 which can be reached by ordering more than one machine. It’s important to note that rates typically decrease as the financed amount increases. What will my interest rate be? Interest rates vary on every application due to multiple factors such as: the cost of equipment, time in business, and personal credit profile. We have seen rates as low as 5% and as high as 40%. It all depends on the variables of each customer and purchase.

Still have questions? We’re here to help.


International 803-252-0100